OpenCredit for
financial services

More than 70 percent of ASEAN's population is unbanked
Credit scoring and underwriting models remain traditional
Millions still deal with cash, despite the growth of digital financial services

Powered by machine learning and AI, the OpenCredit platform revolutionizes the analysis of data while constantly learning along the way. Highly scalable, extendable and intuitive to use, it offers risk-weighted analysis on multiple data points. This means you can identify risk faster, act sooner and provide decision in real time.

Scrutinize data to identify risk and discover insights
Get the right technology to overcome credit risks
Deploy models at scale to do real-time decisions

Put our technology to work for your business

Real Time Prediction

Every industry heavily relies on sophisticated data models to quickly and effectively manage risks.

If your goal is to deploy data models in real time, you need technology that supports simplified and rapid deployment.

Through OpenCredit, you can simply import our predictive models or integrate into our platform, reducing your reliance on in-house development resources.

Instant Credit Decisions

Today’s competition is all about how fast you can provide services. Without speed your business is bound to fail.

Consumers expect almost everything instant. But providing fast, reliable services requires a technology that can process applications in real time.

OpenCredit lends you the processing power that makes exactly that. With our technology, you can automate processes to provide real time customer experience and drive growth.

Reduce Decision Risk

Reducing risks is key to a good credit risk strategy.

You need a solution that combines decision-making to help you test, deploy, and update risk strategies in real time.

At OpenCredit, we combine powerful integration and import tools with a proprietary decision-making engine to put you in control of your risk strategy.

Integrated Data Analytics Solutions

We see a great importance in alternative data as a key to making smart credit decision, without access to data however, your business can’t efficiently assess risks.

In an increasingly online world, data points are created almost daily, giving us the opportunity to explore new sources of data for risk mitigation. To take advantage of this, you need to be able to integrate with an abundant data source.

At OpenCredit, we help you establish this connection in a timeframe that supports your digital innovation. Our platform allows you to access data through an API and gives you the power to choose in deploying your own OpenCredit model, which means we’ll get you connected to rich data source either way.

Our Capabilities

Powered by AI

Applying data science and machine learning techniques to analyze datasets is proven to be a potent approach to identifying risks while alleviating human bias in the results.

100% Data Analysis

Don’t leave risk assessment to chance, our decision-technology can devour millions of data points, examining full transactions and scrutinizing all the underlying truth to the points.

Identify risks, in seconds

With powerful and intuitive analytics, we assess data at a more granular level, exposing every detail of risk while clearly explaining exactly what raised a flag.

About Us

What is OpenCredit?

Buried within vast and entirely ubiquitous data are insights that offer predictive intelligence. OpenCredit helps financial institutions analyze millions of these data points to see and make sense of risks and opportunities so they are inspired and able to drive their business forward.

Our Story

We started as a startup providing financial services in Vietnam and the Philippines. Throughout our journey, we realized that a number of financial institutions are haunted by the challenge of accessing credit data and finding the tools needed to accurately process them. We founded OpenCredit to solve this major pain point in the industry. Through our AI-powered data analytics, we want to help companies augment their capabilities and restore confidence in alternative data.

What we do

We are on a mission to unlock financial services to new customer segments through AI and data science. By leveraging this technology, we help companies assess alternative data and enable them provide fast delivery of financial services through deep credit scoring models that can process more applications with greater efficiency and increase conversions with instant, real-time credit decision.